Privacy Policy & Terms of Use

Last updated: December 29, 2025

1. Introduction

Welcome to Ledger AI ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application Ledger AI (the "App").

2. Information We Collect

To provide you with automated bookkeeping and financial tracking experiences, we collect the following information:

• Account Information: Email address (for authentication and account recovery).
• Financial Transactions: Transaction amounts, categories, dates, and descriptions you record manually or through AI.
• AI Analysis Content: Photos of receipts or invoices you take for AI analysis; audio recordings or transcripts from your voice input for bookkeeping.
• User Preferences: Currency settings, budget goals, and app preferences.
• Device Information: Device type, operating system version, and app version (for technical support and optimization).

3. How We Use Your Information

We use the collected data solely for the purpose of:

• Providing automated bookkeeping services through AI analysis of photos and voice input.
• Categorizing and organizing your financial transactions.
• Generating financial reports, charts, and budget insights.
• Synchronizing your financial data across your devices securely.
• Improving the accuracy of our AI recognition for receipts and voice commands.
• Providing technical support and troubleshooting issues.

4. Data Storage and Security

We implement appropriate technical and organizational measures to protect your financial data:

• Cloud Storage: Your data is securely stored using industry-standard cloud services with robust encryption.
• Local Storage: Transaction data may be cached locally on your device for fast access and offline use.
• AI Processing: Photos and voice inputs are processed using advanced AI models to extract financial data, with a focus on privacy and security.
• Encryption: All data transmission between your device and our servers is encrypted using secure protocols.

5. Data Sharing and Disclosure

We do not share, sell, rent, or trade your personal or financial information with any third parties for their commercial purposes.

We may disclose your information only in the following situations:

• Service Providers: We use trusted third-party services (like Firebase or AI API providers) to help us provide and improve our services. These providers are bound by strict confidentiality agreements.
• Legal Requirements: If required to do so by law or in response to valid requests by public authorities.
• AI Processing: Media content (photos/audio) is sent to AI services for extraction and analysis. We ensure these services comply with high security standards.

6. Your Rights

You have the right to:

• Access all your financial data and account information within the app.
• Edit or update any recorded transactions or settings at any time.
• Delete specific transactions, photos, or recordings.
• Request complete deletion of your account and all associated data.
• Export your transaction data for personal backup or use.
• Withdraw your consent to data processing at any time.

7. Data Retention

We retain your data for as long as your account is active or as needed to provide you services. If you delete your account, we will delete your personal and financial information within 30 days, except where retention is required by law.

8. Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so we can take necessary actions.

9. Third-Party Services

Our App uses the following third-party services:

• Firebase: For authentication, database management, and data synchronization.
• AI Services: For receipt OCR recognition and voice-to-text bookkeeping analysis.

These services have their own privacy policies. We encourage you to review them.

10. Premium Features and In-App Purchases

Ledger AI may offer premium features through in-app purchases. Payment processing is handled by Apple's App Store, and we do not store your payment information. Your subscription status is managed through Apple's systems in accordance with their privacy policies.

11. Terms of Use

By downloading or using the App, these terms will automatically apply to you. You should make sure therefore that you read them carefully before using the App.

Our App is subject to the Apple Standard End User License Agreement (EULA). By using Ledger AI, you agree to be bound by these terms.

You can view the full Apple Licensed Application End User License Agreement here: Apple Standard EULA.

12. Acceptable Use

You agree to use Ledger AI only for lawful purposes and in accordance with these terms. You will not:

• Attempt to reverse engineer, decompile, or disassemble the app.
• Use the app to store or process fraudulent financial information.
• Attempt to gain unauthorized access to our systems or other users' accounts.
• Use the app in any way that violates applicable local or international laws.

13. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.

14. Contact Us

If you have any questions about this Privacy Policy, your data rights, or how we handle your information, please contact us at ainfiniapp@gmail.com.

15. Consent

By using Ledger AI, you hereby consent to our Privacy Policy and agree to its terms.